Re: annoyed!
I never pay a penny in interest on my credit card. I only have one and refuse to get any more. They're really handy when travelling and I tend to pay some money on them in advance if I am travelling for a month or so, that way I don't get stung for interest. I won't have store cards etc because the interest is a rip off. I am my bank's worst customer as I will not pay a penny in interest, I'm way too tight. They never make any money off me..... 
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 Never put off until tomorrow what you can avoid altogether.
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