[entwisi]

Just call at month 11 and give notice, no probs, job done

You don't need to pay anytning up front with most contract phones, you don't even need to keep teh phone. I tooka 12 month Voda contract out a few months ago, I received a C702 phone which I ebayed without even opening the box, went to a bloke in Norway for £170 + postage. I use my unlocked e90 with the sim, its superb.

You will probably find though that you can get a better deal or even a major cashback by going through quidco. My voda contract came with 90 quid back going via quidco first.