Quote:
Originally Posted by BERNADETTE
Sorry big al but the only people responsible for obtaining these ridiculous charges are the ones incurring them. I have never had very much in life but live by the maxim of "either save for it or do without". To much of "want it and want it now" for my liking and these companies will prey on that. If you can't afford it do without till you can!
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I agree.
I don't think you can legislate against these companies.
It may be morally wrong, but it's not illegal.
If people are prepared to lend money, and others want to borrow it, so be it.
I'd much rather they be educated about not paying so much interest, or as Bernie said, realising that if you don't have the money to pay for something, you really can't afford to have it.