Quote:
Originally Posted by Margaret Pilkington
The very high Annual Percentage Rate is purely because the loans are short term.
You really wouldn't borrow on a long term loan with rates like that.......personally, I try very hard not to borrow any money from anyone.
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Same here Margaret, I've never had any debt (except a mortgage) never had HP, have always saved up until I could afford whatever I wanted, I always pay off my credit card in full every month, if I use it, took notice of my mother who did exactly the same