Car Insurance for young drivers
 

My youngest daughter is 18 and has bought a car as she has just started to learn to drive. She is searching for insurance that is affordable. Can anybody recommend a company that provides cheap (if such a thing exists) insurance

thanks in advance

Re: Car Insurance for young drivers
 

I wish her luck. A friend of mine bought a lovely little VW for his grand daughter for £1000 as a present for when she passed her test. The cheapest insurance she could get was £3500. Needless to say they sold the car.
The EU equality ruling has ruined it for young women but not made it any cheaper for young men. The insurance companies must love it.

Re: Car Insurance for young drivers
 

Best of luck with your quest.

Re: Car Insurance for young drivers
 

Im afraid you will be looking at quotes £3000 upwards

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Put my youngest on my insurance until she hit 21, she also got the 3 years no claims when she went solo...not sure if the insurance companies still do it after the EU ruling but may be worth asking

Re: Car Insurance for young drivers
 

My Granddaughter is 24 and she pays an arm and a leg for insurance, not sure what it is this year but it was £1500 last term

Re: Car Insurance for young drivers
 

A friend of mine has a daughter who is learning to drive at 17 years old, she intends to buy the daughter a car when she passes her test to travel to Westholme school and hopefully later to Uni.
The insurance company have told her that she could have some sort of black box fitted which restricts the hours she can drive, it would also monitors how she drives.
If the black box is fitted it would reduce the insurance costs, anybody else heard of this?

Re: Car Insurance for young drivers
 

Re: Car Insurance for young drivers
 

Seriously illegal. If she'd ever had to claim and they found out she wouldn't have been covered. Invalid/no insurance-police involved as well.
The main name insured has to state that they are the main driver.
They might have had a job proving you're not but if they suspected it they could with-hold any settlement.

Re: Car Insurance for young drivers
 

Aye Gremlin, have a read of this,

BBC News - The proliferation of the little black box

Re: Car Insurance for young drivers
 

[QUOTE=Gremlin;1043359]A friend of mine has a daughter who is learning to drive at 17 years old, she intends to buy the daughter a car when she passes her test to travel to Westholme school and hopefully later to Uni.
The insurance company have told her that she could have some sort of black box fitted which restricts the hours she can drive, it would also monitors how she drives.
If the black box is fitted it would reduce the insurance costs, anybody else heard of this?[/QU
I've heard of this little black box. My Step Grandson is waiting to take his test and when he passes he has been promised an Honda Jazz from his Grandad. He enquired about the Black Box and it didn't make his insurance that much less .he had been quoted about £3000 third party fire and theft and the Black Box would reduce it by about £400

Re: Car Insurance for young drivers
 

Oddly enough Gary Lineker has just tweeted about this black box thing. Apparently it's called telematics.

Young Driver Car Insurance - ingenie® Black Box Insurance 17-25

Re: Car Insurance for young drivers
 

Insured my lad with a company called young marmalade when he was learning but premiums rose sharply after he passed his test. Interesting philosophy they have tho.
Young Marmalade

Re: Car Insurance for young drivers
 

I use moneysupermarket.com to trawl all the insurance companies on my behalf. I have always managed to get my policy at the same price or cheaper.

Re: Car Insurance for young drivers
 

Are we all invited to your 21st Dave:D

Re: Car Insurance for young drivers
 

When our son passed his driving test he was offered to take a Pass Plus ( I think thats what it is called ) the instructor took him on the motorway etc etc, this reduced the insurance . It is also cheaper if you insure two cars but both have to be at same address, we did this too . He uses Aviva and believe me they have really looked after him. A couple of years ago when bad snow and ice hit us , he worked out of town and while taking care ( witness say ) skidded down a short hill and hit a 4x4 that was parked . Because of the conditions he only lost 1 yr no claims, he was provided with another car( free of charge) while his own was in garage . Not sure but think he was 23/24 at the time.When he moved away from home they even gave him some refund .

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Maybe I missed something here; but what does the EU have to do with automobile insurance:confused:

Re: Car Insurance for young drivers
 

It certainly is illegal put both of my kids on the insurance, kept them on it daughter had a slight bump on her works car park insurance said, policy didn't cover for her to go to place of work.
A bit like life insurance you're covered until your relatives make a claim, it's just that the main witness can't comment.

Re: Car Insurance for young drivers
 

The EU deemed it discriminatory that policyholders were charged more or less depending on their gender Eric.
If there was a way to regulate premiums so that actuarial calculations were hyper accurate, we'd all be a lot happier. I used to argue about how insurance companies came to make their premium calculations with my dad a lot; he was a broker in Ossy.

Re: Car Insurance for young drivers
 

How can the EU decide it is discriminatory to charge based on gender but still allow us to be charged based on age and where we live?

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Serious! Do those clowns really believe that by passing a law young men become less of a menace on the road, and that young women, who are a much lesser risk, become testostrone - fueled morons behind the wheel? It's not quite as dumb as trying to repeal the law of gravity; but it's gettin' there.

Re: Car Insurance for young drivers
 

Neil, Eric you are both making a very serious and basic error! You are making a huge assumption that EU bureaucrats are in any way concerned with, or are in many cases even aware of reality and the impact their decisions have on Joe Public. Shame on you both!

Seriously though, do you wonder, as I do, whether there are ordinary folk all over Europe who scratch their heads as we do and think of the mandarins in Strasbourg as t@ss@rs too?

Re: Car Insurance for young drivers
 

Seems like us folks out here in the colonies are behind the times on this equality thing ... we prefer to leave it up to actuaries. Over on this side of the pond, young, single males under 25 pay large for insurance. Married males pay less. And young women, even less. It ain't rocket science; it's actuarial science.

Re: Car Insurance for young drivers
 

You are , but its a couple of years away yet.

The thing with comparison sites is that you only have to enter your details once, and they get quotes from all the different companies for you.

Re: Car Insurance for young drivers
 

How terribly un-PC of you colonial types...next you'll be telling us that Canadians have to be able to swing an axe to become a 'lumberjack' as opposed to EU regulations that state you only need to wear a checked shirt and know the words of the lumberjack song

http://www.youtube.com/watch?feature...&v=sZa26_esLBE