always wanted a boy n a girl, as luck would have it we did,3 yrs between em,not planned that way, never saved up cos had buggar all,didn,t marry till early 20s, cos I knew i wern't ready for it. confident about money? you are joking misskitty? most folk are not. as for waiting until? until might never happen, take life as it comes, (the best laid plans) they say. good luck.
