04-11-2009, 17:21
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#11
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Senior Member+
Join Date: Dec 2006
Location: Accy
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Re: For Sale Vauxhall Zafira o4 2.2 elegance
Quote:
Originally Posted by MUMMIBOO
My bank would have lent it to me as i have banked with them for 15 years and never even been over drawn! but i am joint on a loan with my partner with his bank and so i now dont have any credit to play with so when they credit checked it came back declined.
:-(
Then again i might win the lotto tonight! :-)
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Its a load of rubbish, I have banked with the same bank for 10 Years, Same as you, never been over (Over) drawn and had loans to a total of around £15.000 and never missed a payment, I have credit cards with them that they gave me a limit of £3200 (As I didnt use it the recently dropped it to around £600). My Financial possition has never been better if not earning nearly twice as much as when they threw credit at me (Account shows this). But now I cant get a loan or even a second credit card as I will fail a credit check. (Even Experian shows its clean as a wistle). Banks will not lend to Anyone IMO at the moment.
Didnt we just give them LOADS of money to bail them out so they could start lending again?
Sorry for the thred wander.
Good luck with the car sale.
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