And another thing... - Page 3

slinky · 31-01-2005, 21:09

Not sure they would lend you 50 thousand pound for a house with 1 per cent interest lmao, if they do then i wish i would have gone there for my mortgage

Margaret Pilkington · 31-01-2005, 21:30

I suppose not, but it is good to know that there is some help out there for those on low income.

slinky · 31-01-2005, 21:37

oh yeah i agree with you there margret, alot of people are struggling with dept these days and it is nice to hear of people that want to help us not there own pockets

WillowTheWhisp · 31-01-2005, 22:02

Quote:

Originally Posted by slinky

Not sure they would lend you 50 thousand pound for a house with 1 per cent interest lmao, if they do then i wish i would have gone there for my mortgage

If it was the council lending it for the purchase of a council house it could become a bit convoluted.

park381 · 31-01-2005, 23:11

Quote:

So the council is going to give them away FREE to a private housing association which will have, at some stage to make a profit. Which means that at some stage the rents on these properties will start to increase year on year, with the benefits going to the housing associations backers.

Sorry I omitted the first part of your post, 3600 council houses in hyndburn.....WOW did'nt think there were so many.
Now on to the other bit. The "private housing association" will be as a "TRUST" and as such should, and will not make a profit that can be shared amongst stake holders, if it is a "Trust" then any or all profits should be re-invested in the properties. Think thats how its supposed to work

chav1 · 01-02-2005, 05:30

Quote:

Originally Posted by park381

Sorry I omitted the first part of your post, 3600 council houses in hyndburn.....WOW did'nt think there were so many.
Now on to the other bit. The "private housing association" will be as a "TRUST" and as such should, and will not make a profit that can be shared amongst stake holders, if it is a "Trust" then any or all profits should be re-invested in the properties. Think thats how its supposed to work

so who gets the rent that the council pay in houseing beneifit

before the council got it strauight back but now our council tax will be making others richer

those properties will be worth a lot more than what they pay for them if not free and will get sold off probably to another assosiation in 5 years for yet even more proffit

whole thing sux and should not be allowed to happen but we dont get asked about decisions like this we just get to vote people in and once they are in we have no control over what they do

park381 · 01-02-2005, 08:07

Blackburn with Darwen have done a similar thing with their council house stock
You can find out how it works http://www.twinvalleyhomes.com/
Also if you check this out http://www.twinvalleyhomes.com/about.asp you will see that it is a non-profit making setup.
I think that Burnley have gone down the same road, here is some information on that
http://www.burnley.gov.uk/housingnee...allandlord.htm

WillowTheWhisp · 01-02-2005, 08:16

It's already been done with some Accy houses. The ones up Belfield Road which used to be council now belong to St. Vincent's Housing Association. One of the tenants I know complains that she still can't get her repairs done!

park381 · 01-02-2005, 08:26

Quote:

Originally Posted by WillowTheWhisp

It's already been done with some Accy houses. The ones up Belfield Road which used to be council now belong to St. Vincent's Housing Association. One of the tenants I know complains that she still can't get her repairs done!

http://www.svha.co.uk/report_a_repair.asp
or here
http://www.svha.co.uk/general_enquiries.asp

WillowTheWhisp · 01-02-2005, 08:30

Thanks

I'll pass those on, but I think she has reported both faults (which do come under their umbrella) and it's been an on-going saga.

park381 · 01-02-2005, 08:50

Quote:

Originally Posted by WillowTheWhisp

Thanks

I'll pass those on, but I think she has reported both faults (which do come under their umbrella) and it's been an on-going saga.

nice to be able to help

Margaret Pilkington · 01-02-2005, 21:43

Willow, there was something in the L.E.T. tonight about bad landlords being forced to upgrade and repair their property under Health and safety legislation......didn't get to read it properly though as hubby was a bit quick to pass it on to our neighbour.....he thought I had read it.

WillowTheWhisp · 01-02-2005, 22:35

I haven't seen the Telegraph but that sounds hopeful or optimistic at least.

It's all very well having the legislation but how on earth do they enforce it? I'm sure there aught to be a way but a lot of landlords rent out their property on a sort of private arrangement basis so who polices them? The house next door to me is an example. Someone bought it when it was repossessed by the building society and then just rents it to other people to live in.

I think if anyone wants to rent they should do so from an accountable organisation or via an agency but maybe they fear paying more that way.

I've never actually been a tennant myself so I can't speak from personal experience, only second hand.

Margaret Pilkington · 01-02-2005, 22:43

Me neither, but if I was to rent something it would have to be from an organisation of some description. I'm sure there are rules and regulations about renting property.
I know at one point hubby wanted us to buy a house to rent out...... thinking you could just take the money and bank it.......I said 'whoa, there are very firm responsibilities that landlords have to abide by' and I knew who would be doing all the organising so that idea was kicked into touch very quickly.

park381 · 01-02-2005, 22:50

Yes, there are rules and regulations, a quick example is the Landlords Gas Certificate. The Landlord is responsible for having all gas appliances tested and serviced every year, plus the certification of the same. There are other rules, but would need to dig in to the archives for them.