Bank Charges - Page 5

garinda · 26-06-2007, 18:04

Quote:

Originally Posted by WillowTheWhisp

You might find banking in Spain is a little costlier than it is here. Are you going to complain when they levy their perfectly legal charges?

6p or £6,000 writing a cheque when you have insufficient funds to cover the cheque is illegal. Writing a cheque when you have insufficient funds to cover it but do have an agreed overdraft limit is perfectly fine.

I pity your poor bank manager, I really do.

The advice you choose to ignore would actually be of benefit to you. You claim to have taken it on board but still intend to ignore it. I cannot for the life of me see any sense in that.

You were, past tense, a 'banker' Willow, so your opinion, just as Entwisi's is, is biased.

Royboy39 · 26-06-2007, 18:11

Quote:

Originally Posted by WillowTheWhisp

You might find banking in Spain is a little costlier than it is here. Are you going to complain when they levy their perfectly legal charges?

6p or £6,000 writing a cheque when you have insufficient funds to cover the cheque is illegal. Writing a cheque when you have insufficient funds to cover it but do have an agreed overdraft limit is perfectly fine.

I pity your poor bank manager, I really do.

The advice you choose to ignore would actually be of benefit to you. You claim to have taken it on board but still intend to ignore it. I cannot for the life of me see any sense in that.

If you have had experience of Spanish banks please enlighten us.
I have'nt got a bank manager anymore I deal with a call center.
I will look at the overdraft facilty and it's benefits or otherwise. OK

bullseyebarb · 26-06-2007, 18:11

It seems to me that you have two choices. 1) Make sure you have enough money in your account before you write checks. B) Get overdraft protection.

Royboy39 · 26-06-2007, 18:17

Quote:

Originally Posted by bullseyebarb

It seems to me that you have two choices. 1) Make sure you have enough money in your account before you write checks. B) Get overdraft protection.

Thanks for that........God bless America

Lilly · 26-06-2007, 18:24

Quote:

Originally Posted by garinda

In post 28 of this thread, you said, and I quote,
'I know how much it cost to run a business, I have run three.'
Make your mind up.

It looks to me that what Royboy39's post is saying is that he does not purport to have run 3 buisnesses,he actually has.He's saying it's a fact that he's run 3 businesses,not just something he professes to have done.

garinda · 26-06-2007, 18:24

I think Roy should pay a fee, to all the kind people who have offered advice for free in this thread.

WillowTheWhisp · 26-06-2007, 18:46

Quote:

Originally Posted by Lilly

It looks to me that what Royboy39's post is saying is that he does not purport to have run 3 buisnesses,he actually has.He's saying it's a fact that he's run 3 businesses,not just something he professes to have done.

The correct use of punctuation would have helped.

yerself · 26-06-2007, 19:01

I've posted this before in the dim and distant past, but for those who haven't seen it:

The Importance of Correct Punctuation
-unknown

--------------------------------------------------------------------------------

Dear John:

I want a man who knows what love is all about. You are generous, kind, thoughtful. People who are not like you admit to being useless and inferior. You have ruined me for other men. I yearn for you. I have no feelings whatsoever when we're apart. I can be forever happy--will you let me be yours?

Gloria

--------------------------------------------------------------------------------

Dear John:

I want a man who knows what love is. All about you are generous, kind, thoughtful people, who are not like you. Admit to being useless and inferior. You have ruined me. For other men, I yearn. For you, I have no feelings whatsoever. When we're apart, I can be forever happy. Will you let me be?

Yours,

Gloria

claytonender · 26-06-2007, 19:33

Quote:

Originally Posted by garinda

I think Roy should pay a fee, to all the kind people who have offered advice for free in this thread.

So do I. But he just seems to be very ungrateful for our advice.

lindsay ormerod · 26-06-2007, 19:40

He could be in for a whale of a time in Spain then; everything takes 3 times as long ,my mum waited over a year for a cheque book !

WillowTheWhisp · 26-06-2007, 19:46

Do they still pay for all transactions over there Lindsay?

lindsay ormerod · 26-06-2007, 19:48

Not sure about that but I do know that it's usually painstakingly slow to do anything !

Ianto.W. · 26-06-2007, 19:53

Can anyone lend me a tenner. I promise to pay you back-------sometime.

Quote:

willowthewhisp. Do they still pay for all transactions over there Lindsay?

Willow they charge you for even thinking about it!

WillowTheWhisp · 26-06-2007, 19:55

He's going to have fun there then.

Lilly · 26-06-2007, 20:18

[quote=Royboy39;440366]
I dont purport to have run 3 businesses, I have, luckily now retired I dont have to put up with bank rights or wrongs.

You're right there Willow.A simple full stop after 'have' would have saved all the confusion

Should have been 'I don't purport to have run three businesses,I have.Luckily now retired I don't have to put up with bank rights or wrongs.'
Sorry Royboy,not trying to pull you to pieces here,it just confused us for a bit that's all.Just like eats shoots and leaves that someone mentioned earlier