Car Insurance

lancsdave · 05-01-2007, 22:12

Got my renewal letter today. Another years no claims discount so my policy is 10% more expensive than last year

doozer · 05-01-2007, 22:23

then don't renew it with them
try confused.com if you haven't already
i'm sure you'll find better

entwisi · 05-01-2007, 22:30

as usual RING AROUND!!!

Like the rest of us

AccyAlec · 05-01-2007, 22:33

do you mean instead of it getting cheaper it is now more expensiver??? lol

Alec

entwisi · 05-01-2007, 22:42

Yep thats what he's saying

K.S.H · 05-01-2007, 22:43

Quote:

Originally Posted by AccyAlec

do you mean instead of it getting cheaper it is now more expensiver??? lol

Alec

Thats the way car insurance seems to work

i ring round and check the web every year, dont necessarily go for the cheapest but the one I think is the best for a decent price

lancsdave · 05-01-2007, 22:43

Quote:

Originally Posted by AccyAlec

do you mean instead of it getting cheaper it is now more expensiver??? lol

Alec

Thats how it works these days. The honest drivers have to pay extra for all those *ankers who drive around with no insurance. Crime pays !

AccyAlec · 05-01-2007, 23:05

ok thought so.

grannyclaret · 05-01-2007, 23:22

My seventeen year old grandson has just past his test ,and they are asking £2000 insurance,,,So its no car for him yet, He is going to take a further driving test,so it will reduce the cost... He is a nice lad and not one of the nutters who drive like idiots,but of course he is tarred with the same brush,,,

Neil · 06-01-2007, 06:37

Quote:

Originally Posted by grannyclaret

My seventeen year old grandson has just past his test ,and they are asking £2000 insurance

What car is that as it can make a big difference?

jedimaster · 06-01-2007, 06:42

try money supermarket.com it is changed on a daily basis and i always find cheaper.
in the last 12 months i've changed my insurance 3 times and saved about £200 a year because of it.

tadah · 06-01-2007, 22:23

When i was passing my test my friend had already passed. He was quoted i think in the region of £1600 for third party fire and theft... on a vauxhall nova he valued at £50. And he found out that if he was caught with no insurance he would get a fine of aroun £250 and points. Guess what he did. I can see why some young driver dont have it. Not saying its right but you can see why when it costs soo much.

entwisi · 06-01-2007, 22:26

The thing with insurance is that it isn't your car thats important. It doesn't matter if you drive a £50 nova or a £200K bentley, you can both take out a bus queue of people or put someone in a wheelchair. Thats is what you are paying for.

tadah · 06-01-2007, 22:30

Mostly right. Its not so much what car it is but its how easy it will be for replacement parts, cost of these parts, was it in a special edition colour etc. But yes it does go mainly off the stereotypical image of what age you are.

entwisi · 06-01-2007, 22:32

the vast majority of insurance is for 3rd party cover. When comprehensive then teh price of replacement parts etc comes into play