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| General Chat General chat - common sense in here please. Decent serious discussions to be enjoyed by everyone! |
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Welcome to Accrington Web! We are a discussion forum dedicated to the towns of Accrington, Oswaldtwistle and the surrounding areas, sometimes referred to as Hyndburn! We are a friendly bunch please feel free to browse or read on for more info. You are currently viewing our site as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, photos, play in the community arcade and use our blog section. Registration is fast, simple and absolutely free, so please, join our community today! |
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12-12-2006, 20:20
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#1 |
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Accrington Web Mascot
  
Join Date: Jan 2004
Location: Mostly in a bubble
Posts: 603
Liked: 0 times
Rep Power: 754
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Claiming Bank Charges
Has anyone on here claimed their charges back from their bank? I went through the trouble of calculating all my charges over the past 6 years and even completed and printed off the letter from http://www.moneysavingexpert.com/cgi...41050760,24632, but I haven't done anything with it because I don't have a bank account with anyone else, so I'd be stuffed it they decided to close my account. (Which moneysavingexpert say would be very likely to happen).
So I just wondered if anyone had took further action than me and if you had succeeded? |
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12-12-2006, 22:22
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#2 |
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Resting in Peace
Join Date: Jun 2005
Location: Clayton-Le-Moors
Posts: 1,195
Liked: 0 times
Rep Power: 48
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Re: Claiming Bank Charges
Thanks for the info ShortStuff been looking for ages to find something after I heard on the news that bank charges could be claimed back, hopefully any how, think my old bank in for a shock very soon LOL :engsmil:
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13-12-2006, 00:23
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#3 |
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God Member
Join Date: Nov 2004
Location: Blackpool, Lancashire
Posts: 3,229
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Rep Power: 287
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Re: Claiming Bank Charges
I know what you mean about the advice given that the bank can close your account and ME.C DOES ADVISE YOU TO OPEN ANOTHER ACCOUNT . And if you can then you should .. These banks have been ripping us off for years and its high time we were compensated. I have been charged by them and i could say through no fault of my own but some wouldnt agree ..
But I believe that when a bank knows that you have a regular income going into your account and a DD happens to come out a day or so before your income goes in then IMHO the bank should honour that payment . not charge you for it ... esp when as on the news today it only costs the bank 4 pound and they charge you 40...... ive one or two to claim back myself so good luck mate |
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13-12-2006, 12:57
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#4 |
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Filthy / Gorgeous
 Bejeweled Blitz Champion!Join Date: Jan 2004
Location: Xanadu
Posts: 4,004
Blog Entries: 337
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Re: Claiming Bank Charges
I was charged (years ago) for being overdrawn by 15p, the day before pay day. Yorkshire Bank had the audacity to charge me about £15. I went into the bank and spoke to the manager. I demanded my £15 back or I would close my account and move everything to another Bank. They credited my account with the £15 on the same day. I have never been overdrawn since and have not paid any more charges.
My advice would be to open an account with another bank then, go for it..
__________________
 Never put off until tomorrow what you can avoid altogether.The views expressed here are my own and not necessarily those of my family, friends, employer, this site, my neighbours, hairdresser, dentist, GP, next door's dog or anyone else who knows me.. 
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