Credit Card Scam

beechy · 18-06-2008, 13:59

just checked my credit card statement on line
to find ive paid 1600 pounds for car insurance
natwest are looking into this and i have to wait till
its proven that it was not my transaction HOW
it was my card details that bought it

im very careful with things like this i do all the shredding and such
just goes to show it 5hit happens

cashman · 18-06-2008, 14:33

was a local garage got done a couple of yrs ago beechy, think it was fer copying details of credit cards used there. so possibly when yer filling up, details nabbed?

mani · 18-06-2008, 14:50

maybe it was you its possible

*does the whole advert thing*

*beechy racing around in a mercedes slr ala jeremy clarkson*

Benipete · 19-06-2008, 00:23

Quote:

Originally Posted by beechy

just checked my credit card statement on line
to find ive paid 1600 pounds for car insurance
natwest are looking into this and i have to wait till
its proven that it was not my transaction HOW
it was my card details that bought it

im very careful with things like this i do all the shredding and such
just goes to show it 5hit happens

It should not be hard to find out who used your card.Well not if it was a genuine insurance company.After all they will have the details of the car insured and owner of said car can soon be traced.I can see a problem if it was a bogus com.
Have you been to the Police or are you waiting for the bank to contact you,take my advise and make a police report because it takes a week to see an officer,at least it did in my case.Took me 2 yrs to resolve my case,hope you do better.Good luck and if i can help?

Mancie · 19-06-2008, 00:32

Hate all this credit card business..and direct debit stuff, we are almost forced to use these methods of payment.. and even our incomes depend on bank transfers and such.
It's all progress they will say.. but I like to pay in cash and get my dosh in cash. if a computer breaks down ..or some clerk presses the wrong button or date then I'm in trouble.

beechy · 19-06-2008, 05:38

Quote:

Originally Posted by Benipete

It should not be hard to find out who used your card.Well not if it was a genuine insurance company.After all they will have the details of the car insured and owner of said car can soon be traced.I can see a problem if it was a bogus com.
Have you been to the Police or are you waiting for the bank to contact you,take my advise and make a police report because it takes a week to see an officer,at least it did in my case.Took me 2 yrs to resolve my case,hope you do better.Good luck and if i can help?

cheers bp
it was a geniuine insurance comp. waiting to fill in forms from bank
its just a ball ache
still at least im not racing around in a mercedes

entwisi · 19-06-2008, 06:26

Most likely there has been a failure in some automated process and a batch of entries have been manually input. then along comes a human and mistypes the number.

As others have said, if it was for a 50" TV maybe a scam, the fact that its traceable to a person so easily suggests its more likely a bank error. It could even have been an over the phone payments and the insurance guy has hit the wrong number.

cashman · 19-06-2008, 09:22

Quote:

Originally Posted by Mancie

Hate all this credit card business..and direct debit stuff, we are almost forced to use these methods of payment.. and even our incomes depend on bank transfers and such.
It's all progress they will say.. but I like to pay in cash and get my dosh in cash. if a computer breaks down ..or some clerk presses the wrong button or date then I'm in trouble.

i am exactly the same, hence why i chose this username.

if i possibly can i ALWAYS pay in cash, flights n concert tickets can be a pain in the ass,cos i normally get them off the net.

jaysay · 19-06-2008, 09:53

Quote:

Originally Posted by cashman

i am exactly the same, hence why i chose this username.

if i possibly can i ALWAYS pay in cash, flights n concert tickets can be a pain in the ass,cos i normally get them off the net.

I thought you'd be agreeing cashy, I like paying cash but seeing I use the Net to by things and the phone I do have to rely on plastic more than I like

Benipete · 19-06-2008, 14:04

Quote:

Originally Posted by entwisi

Most likely there has been a failure in some automated process and a batch of entries have been manually input. then along comes a human and mistypes the number.

As others have said, if it was for a 50" TV maybe a scam, the fact that its traceable to a person so easily suggests its more likely a bank error. It could even have been an over the phone payments and the insurance guy has hit the wrong number.

Very unlikely because as well as the 16 digit number on the front of the card there is a 3 digit security number on the back.To get them both wrong and for them to tally must be millions to one.

shillelagh · 19-06-2008, 14:46

Quote:

Originally Posted by Benipete

Very unlikely because as well as the 16 digit number on the front of the card there is a 3 digit security number on the back.To get them both wrong and for them to tally must be millions to one.

Yes they do - but they dont always ask for the 3 digit number - a few times ive not been asked for it.

entwisi · 19-06-2008, 17:30

exactly, not all places use teh security number yet, just read out your number and job done, some don't even have to enter the expiry date