Direct To Your Wallet/Purse

[harwood red]

As a First Direct current account holder I can say that they DO pay interest on their current account. They also operate a 24 hour phone line which is answered by a person (not an automated system) in this country ...tell a lie I think one of the call centres is in scotland

I have banked with them in excess of 10 years and have not had one bad phone call. In fact have had many a good laugh with someone on the other end of the phone. And they have always been very helpful and alot of things you need to sort out with the bank are done instantly whilst you are on the phone

I receive a text message every morning from them advising me of debits and credits on my account.

They on a couple of occasions have helped me out of a sticky situation and they are probably the most accessible bank I have been with.

I have only just recently set up the offset mortgage and savings account and yet my letter clearly states that on past activity of my account I would not be charged the £10 fee. I can assure you I don't have £1500 sat in my current account all month!!!! (I wish)

But as I have said in a previous post I would have been only too happy to pay it as I think the service they offer is second to none!! (including the free cash withdrawal's from any bank)

anyway thats my twopenneth worth

[WillowTheWhisp]

Originally Posted by jambutty

Before bowing out of this topic I will confine myself to one final sentence that demonstrates the use of OR several times and still be grammatically correct.

If I intended to kill myself I could do it by jumping off a cliff or putting a bullet through my head or hanging myself or indeed taking poison. I could have used three commas instead of three of the OR’s but either way the sentence is correct.

Verb sap!

Even taking that example of yours, if you did use commas it doesn't mean that any of the commas could be a substitute for the word 'and' - in order to mean 'and' you would have to use the word 'and'.

If First Direct had wanted it to mean 'and' they would have had to write:





Provided you credit your Bank Account or Cheque Account with at least £1,500 each month (internal transfers from first direct accounts excluded)and keep an average monthly balance in excess of £1,500 or have an additional product (see next question for details) with first direct you will not incur our banking fee.

[garinda]

(Oh I do wish Mister Jambutty would answer me in the prisoner's drug treatment thread, as to how I put words in his mouth, and leave the semantics alone in this one.)

[WillowTheWhisp]

He's too busy digging a hole for himself in this one.