door to door loans

chrismuller · 17-02-2008, 10:59

can any one tell me of any door to door loan compneys i need £500.00 asap for a holiday that i have seen any help plse

pipinfort · 17-02-2008, 11:11

Door to door loans........!!!!!!!!!!! KEEP WELL CLEAR is what i say, save up for you`re holiday.

flashy · 17-02-2008, 11:15

god no dont get a door to door loan, ive never had one of these in my life and never would, keep yourself outta debt lad, you'll be paying it off forever otherwise

lancsdave · 17-02-2008, 11:15

£1,000 for a £500 holiday isn't a good deal.

harwood red · 17-02-2008, 11:31

PLEASE DON'T. I see on a daily basis how this becomes a vicious cycle, where they just keep ending up borrowing more as they can't make their income last due to high repayments

chrismuller · 17-02-2008, 11:40

i was thinking about east lancs money line any one used them ?

harwood red · 17-02-2008, 11:45

East lancs moneyline is a preferable option..but don't lump them into the same catagory as the doorstep lenders as they are actually there to offer affordable options rather than just to rip you off!!

You have to have a bank account to access the more affordable options, and that is part of the barrier for many and why they end up using the doorstep lenders!

chrismuller · 17-02-2008, 11:50

i have a bank account it is just that i rent so that is a prob

cashman · 17-02-2008, 12:00

not having a pop,but if ya need to borrow for a holiday, ya shouldn,t be having one,whilst enjoyable it aint a necessary.

jaysay · 17-02-2008, 12:01

You hear about lots of people who take out small loans and end up owing thousands, its not worth it

emamum · 17-02-2008, 12:07

i dont think you would get £500 straight away any way, you usually start on £100 and build it up... the best place to get a loan is from the credit union......

Margaret Pilkington · 17-02-2008, 15:15

Like everyone else here, my advice is don't do it......if you needed £500 for something essentail then that is a very different matter, but for a holiday.......you'd have to be mad to get yourself into debt for that. Save up.

Speedy · 17-02-2008, 15:24

My cousin borrowed 300quid from a door to door lender a few years back, he is still paying that off now. Seriously mate just work some overtime or sell somethings you dont need, there are better ways to get money than borrowing.

shillelagh · 17-02-2008, 15:32

Credit unions want you to save as well as borrow. Their loans are cheaper than anyone i know. If you live in hyndburn there is one HHH Credit Union. The telephone number is 01706 215082. They prefer you to open an account and save for a bit regular first before you get a loan. Also you have to go for an interview for a loan with proof of your income and expenditure ie gas, electric, rent, food etc. If you want to become a member of the credit union you have to live or work within the common bond which is hyndburn, haslingden or helmshore. They have collections in hyndburn during the week.

There is one in blackburn as well but i dont know the details.

WillowTheWhisp · 17-02-2008, 18:42

If you have a bank account have you not approached the bank for a loan? That would be far cheaper.