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Old 10-12-2005, 12:27   #31
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Re: Snouts in the trough!

i aint going anywhere near london tower any time soon either
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Old 10-12-2005, 22:14   #32
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Re: Snouts in the trough!

Just to clarify a point about Public Sector workers. I'm a Civil Servant and, yes, we can retire at 60, though I am past that age and still working because my CS pension will be very small. Civil Servants who retire at age 60 get their CS pension, to which they have contributed like any other pension fund and which is based on their years of reckonable service, but they don't get the State Retirement Pension (men) until they are 65.

There has been so much media hype about this and people are being conned into thinking that we get the State Pension earlier than those in the Private Sector. It just ain't so.

Bear in mind also that, unless one is a Senior Civil Servant (a Sir Humphrey), there's no comparison with the pay and pensions that our beloved MPs can expect. As I said, after 25 years service I can't afford to retire before I'm 65 when I will slide into genteel poverty. On the other hand, perhaps I could become an MP?
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Old 10-12-2005, 22:26   #33
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Re: Snouts in the trough!

This is something our Gov. has failed to point out, you can not draw the "state pension" until you reach the age of 65 (male) if the limit is raised to 68 that is when you will be able to draw the "state pension", but if you have paid in to a private pension all your working life and that pension will support you at the age of 60 then go for it. Live off the private pension and collect the "state pension" when its due
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Old 10-12-2005, 22:32   #34
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Re: Snouts in the trough!

Quote:
Originally Posted by West Ender
Just to clarify a point about Public Sector workers. I'm a Civil Servant and, yes, we can retire at 60, though I am past that age and still working because my CS pension will be very small. Civil Servants who retire at age 60 get their CS pension, to which they have contributed like any other pension fund and which is based on their years of reckonable service,
Know where you are coming from west ender, happened to an accounts clerk in our office, not enough years in to draw a reasonable pension at 60, so finished up working on, just as you are having to do.
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Old 10-12-2005, 22:33   #35
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Re: Snouts in the trough!

Thats fair enough but what will the state pension be by the time I retire? I have a private pension which I get at 60 but if there is a state pension will it be worth anything. I willchoose to work as long as I am fit to in the hope that I can enjoy my last few years.
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Old 11-12-2005, 08:52   #36
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Re: Snouts in the trough!

Quote:
Originally Posted by SPUGGIE J
Thats fair enough but what will the state pension be by the time I retire? I have a private pension which I get at 60 but if there is a state pension will it be worth anything. I willchoose to work as long as I am fit to in the hope that I can enjoy my last few years.
If your private pension will support you and family at 60, then I would say retire, all to many times I have seen people work on and not live to draw the state pension. I got out just before my 63rd birthday, and have enjoyed the last 2 years without the pressure of work, plus I draw the state pension in Jan.
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Old 11-12-2005, 09:29   #37
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Re: Snouts in the trough!

Wether it will or not would come down to the age old problem of market forces unfortunately. As they are not making big gains I am considering upping my contributions as a countermeasure.
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