working for nothing!! - Page 2

Margaret Pilkington · 07-01-2011, 09:18

It is very hard, but you have to look at the essentials.....Rent, utility bills and food......they have to be top priorities........anything else has to looked at ruthlessly and wieghed against its worth.
Buy clothes from the charity shops.......buy the 'value' brands in the supermarkets. Look for the 'whoops' offers.
Put money away when you can....even if it is only the loose change in your purse....it mounts up.
Choose your 'treats' carefully.......and enjoy them to the max when you do manage to afford them.
Don't buy takeaways......cook your own food......use up leftovers.
We have all been there.......you have little option but to battle on.
I have been poor....and it teaches you the true value of everything.

I'm on a pension so I do know what it is like to have a fixed and limited income.

Boeing Guy · 09-01-2011, 15:09

Paying £123 council tax per month seems high, do you live in a band D or E house? Have you applied for single persons rebate. Also the council send a bill at the begining of the tax year so you know what you have to pay each month, so you should have known what you ate going to pay in advance.

Taggy · 09-01-2011, 16:00

You can also elect to pay your Council Tax over 12 monthly debits rather than the 10 they prefer to make, which can help a little too!

Best Regards - Taggy

Boeing Guy · 10-01-2011, 21:17

I have a feeling I have been had.

Lancashire Lass has posted thes following recently:

Thread: Urgeny help needed with washer!

Quote:

ended up going out on the lash last night wicked wednesdays n all that

Thread: Re: TESCO - new site in Accrington.

Quote:

Although for my first shop I was charged incorrectly by about 4 quid. A few of the offers hadnt processed on the till. But I couldnt be bovd to go back all new stores will have teething problems.

And Thread: National Minimum Wage?

Quote:

I guess Im glad I never did an apprenticeship then I was on £220 a week + bonus the day after I left school!

And we get told she has no Money.....

alan7554 · 11-01-2011, 05:47

so she can afford to go out on the last,well done i spent xmas and new year stopping in as i could,nt afford to go out,i have a pre pay meter,but have a convenction wall heater and i dare,nt even put it on,as it uses nearly 1 pound per hour,i dont have double glazing,i buy cheepo foodsie tesco, aldi, lidle, i dont smoke and after all my bills are paid,tv licence,rent top-up,dwp overpayment it leaves me with 25 pounds per week oh yes i have a luxury its called a free sat box,i dare not even put my immersion heater on,so sge feels hard up WELCOME TO THE REAL WORLD LOVE,try living in cheaper accomadation,or flat share,thats life and there are people worse off than me,this government is bringing this country to its knee,s

Neil · 11-01-2011, 08:45

Quote:

Originally Posted by Boeing Guy

.... think about selling the Iphone....

I expect the phone is required for her job.

I think she is doing well, a young lady with a job and living on her own.
Well done to you I say. At least she is not a burden on the Country like so many others are.

jaysay · 11-01-2011, 10:00

Quote:

Originally Posted by Neil

I expect the phone is required for her job.

I think she is doing well, a young lady with a job and living on her own.
Well done to you I say. At least she is not a burden on the Country like so many others are.

Ya Neil all well and good, but don't post a sob story then in a few days following make posts highlighted by BG Oh and didn't she say she was living with a member of the Travelling community

Less · 11-01-2011, 10:01

Quote:

Originally Posted by Neil

I expect the phone is required for her job.

I think she is doing well, a young lady with a job and living on her own.
Well done to you I say. At least she is not a burden on the Country like so many others are.

Yes well done, I think she is learning that just like the rest of us, she always as plenty of month left after she has spent her wages.

DaveinGermany · 11-01-2011, 11:09

Quote:

Originally Posted by jaysay

and didn't she say she was living with a member of the Travelling community

Thread gypsies, post 148 in actual fact. Thing is though Jay there are different types of Gypsy, my friends Daughter has recently had a Baby with one of the Sinti gypsies, we were invited to a party to celebrate their moving in together & their future plans. The lad is quite likeable & we were introduced to the whole family (too much to quickly & we were struggling taking everything in i.e. who's who & what relation to each other they held).

By the by, due to their culture the Parents (our friends) asked us to avoid the subject of their Daughters employment/apprenticeship (which she gave up for her Fella) as the Sinti culture places the Woman at home raising Children & keeping house ! So Women earning & being independent is a no go in their eyes, maybe it's the same in this instance ? Who knows ?

jaysay · 11-01-2011, 11:17

Quote:

Originally Posted by DaveinGermany

Thread gypsies, post 148 in actual fact. Thing is though Jay there are different types of Gypsy, my friends Daughter has recently had a Baby with one of the Sinti gypsies, we were invited to a party to celebrate their moving in together & their future plans. The lad is quite likeable & we were introduced to the whole family (too much to quickly & we were struggling taking everything in i.e. who's who & what relation to each other they held).

By the by, due to their culture the Parents (our friends) asked us to avoid the subject of their Daughters employment/apprenticeship (which she gave up for her Fella) as the Sinti culture places the Woman at home raising Children & keeping house ! So Women earning & being independent is a no go in their eyes, maybe it's the same in this instance ? Who knows ?

Dave I just mentioned it because some posters had intimated that she lived alone whereas she said she lived with a gypsy, that's all

DaveinGermany · 11-01-2011, 11:27

Quote:

Originally Posted by jaysay

Dave I just mentioned it because some posters had intimated that she lived alone whereas she said she lived with a gypsy, that's all

Jay she said she lives alone, look at the first post mate.

As to her partner, no mention of living together just a statement of their being together, which brings me back to the culture aspect.

well since my partner is a traveller I dont think I will change my mind actually. (from thread Gypsys)

DaveinGermany · 11-01-2011, 11:39

To be honest I think it's a case of the Mid January blues ! I don't think she's alone in this there are probably quite a few other folk out there feeling the pinch, especially at this time of year with all the bills coming in & the hikes in prices affecting most things ! The problem is the cost of living is rising for everyone but the rate of pay isn't thereby leaving Folk with a shortfall that they're struggling to try & make up.

Unfortunately it is those who play by the rules who are placed under the most pressure. The unemployed (either through misfortune or choice) are covered, no matter what happens there costs are met. Those raking it in aren't overly bothered a little annoyed perhaps, but it doesn't really affect them. The low earners & Mr & Mrs Joe average however have to count every penny twice & they are the ones feeling it most especially when you're wondering how secure your future is.

Neil · 11-01-2011, 14:08

Who cares if its mid January blues or she just felt like having a rant. Do we need to analyse everything she said to the nth degree.

I might start a rant thread so we can blow off steam without being pulled to bits.

lindsay ormerod · 13-01-2011, 19:05

I trust that her Council tax Bill includes single person discount? It's higher than mine though it maybe the property band. I am a single mum, working full time and don't expect handouts, although I do get tax credits and child benefits, no point applying for Housing benefit as my wages fluctuate if I do overtime. And my current gas/elec is £130 a month. ( fixed rate Scottish Power, I know it's a lot but I can't see the point in being cold and we usually knock it down to bear minimum during the cricket season!)

Costs me £12.50 a week to get to work and £15 bus fares for the child to school, I certainly couldn't afford to run a car.
Life's tough sometimes, and it would be easier if there was a partner to share the bills but hey ho!!

Lancashire Lassie · 21-01-2011, 10:44

i know! its hard work! the iphones been sold aready lol - no need.

and i dont bother with lushious extras they cant be afforded!!

and I cant do a house share as my fellas moving in in a few months.

want to do my driving lessons but there gonna have to wait.

dreading pay day.