Young Drivers - Page 2

***Mr D*** · 24-01-2007, 15:57

Quote:

Originally Posted by garinda

Why should a young driver spend two grand on insurance?

If caught, Hyndburn Magistrates will only slap them with a £200 fine at the most.

Exactly.

New drivers have a 2 year probationary period where 6 point and the loose there licence.

Soon though the Uninsured driver will be greatly reduced.

garinda · 24-01-2007, 16:30

No licence, no insurance, an caught speeding, will still only warrant a measly £300 fine.

Lock 'em up say I.

chav1 · 24-01-2007, 17:10

Quote:

Originally Posted by garinda

No licence, no insurance, an caught speeding, will still only warrant a measly £300 fine.

Lock 'em up say I.

jesus even i coud save a few hundred quid on that scheme

shakermaker · 24-01-2007, 17:50

Is it any surprise that there's so many uninsured drivers? The premiums are extortionate to say the least on top of the price of driving lessons seemingly increasing all the time. We need to remember that there's a lot of very safe uninsured drivers aswell as the bad ones. The whole argument for making driving tests harder is flooded with sweeping generalisations.

Anyway, if the government sorted a decent public transport system out it would solve a wealth of problems to do with this.

Less · 24-01-2007, 18:03

Quote:

Originally Posted by shakermaker

We need to remember that there's a lot of very safe uninsured drivers aswell as the bad ones.

There is no such thing as a safe uninsured driver, the most perfect driver in the world can have an accident which may or may not be his fault, but at least if he is responsible he won't go anywhere without insurance.

Anyone that gets into an un-insured car and risks driving it off deserves the maximum penalty plus quite a bit more, once the law catches up (if ever), with the inflation forced on insurance companies then perhaps the legal and honest drivers will have their premiums cut.

Neil · 24-01-2007, 18:04

Quote:

Originally Posted by tadah

They wont resrict power or engine size i dont think.

They should do. It should be down to size of vehicle. So small hatch type cars are lower powered than larger cars.

While they are at it cars might as well be restricted. What's the point of cars that can do over 100mph with a max legal speed limit of 70mph?

It's about time you were not allowed to stupidly modify cars either. The other week a lad was selling a corsa on ebay. He was bragging how it was still insured as a 1.0 GL or something when it had the 2.0L 16 valve engine out of a Vectra.

shakermaker · 24-01-2007, 18:15

Quote:

Originally Posted by Neil

While they are at it cars might as well be restricted. What's the point of cars that can do over 100mph with a max legal speed limit of 70mph?

It has been commented on in this forum that more mature drivers regularly travel on motorways at over 70mph.
I'm sorry but do people really think that all 17+ year olds want to speed and cause accidents, then there's a point in your late twenties when you suddenly become a great driver??
It's ludicrous.

tadah · 24-01-2007, 18:26

Of course there is such a thing as a safe uninsured driver. just because you dont have insurance it doesnt mean you race around streets. Sorry but when you buy the car its yours and you can do whatever you want to it as far as im concerned without making it unsafe in anyway. And who here is going to say that they have never gone over the speed limit because ill call you a liar right now. everyone as at some point.

LancYorkYankee · 24-01-2007, 18:27

Wow, those rates for young drivers is mad! Annie got her license when she turned 16 and I was complaining about a $350 (~200pd) increase to our rates. I believe a 16 year old male over here would be about double that.

She did get a hefty discount for getting good grades. Also, by law, she's not allowed to drive with anyone (except family) under 18, cannot have more then one passenger (except family), and is not allowed to use a cellphone while driving.

Interesting point about young male drivers. She had 4 close male friends have accidents where they totalled their cars. All but one going off the road and either hitting trees or flipping over into a ditch. Luckily they were all unhurt but an unfortunate lesson learned (I hope)!

Brian

Less · 24-01-2007, 18:29

Quote:

Originally Posted by shakermaker

I'm sorry but do people really think that all 17+ year olds want to speed and cause accidents
It's ludicrous.

I have helped several people through their driving test two of which where my own children, but the main thing that was always told to anyone is that no matter how much it costs, to drive a car it must be legal. For you to say that there are plenty of safe uninsured drivers shows that you are a risk to the greater good and are doing nothing worthwhile to promote the idea of safe young drivers.

However I do know many people over a wide age range from 17 to 80 odd that are responsible drivers because they won't drive without the relevant documents no matter what age they are.

This should be encouraged in, and by, everyone.

LancYorkYankee · 24-01-2007, 18:29

Just curious, maybe a good poll question. Is there any interest as to what goes on over here in questions responses like I just made

? I could easily enough refrain!

Brian

Oh, forgot to mentioned it is require that all drivers have insurance. I expect there are probaly 10 - 20% that drive without it but that's okay, these are the same blokes who don't have a license or it had been suspended.

Less · 24-01-2007, 18:34

Quote:

Originally Posted by LancYorkYankee

Just curious, maybe a good poll question. Is there any interest as to what goes on over here in questions responses like I just made

? I could easily enough refrain!

Brian

No need to refrain from commenting,it gives us extra food for thought as to how we could perhaps alter the way things are done, if we could for example adopt your way of insuring a young person and they were willing to adhere to the restrictions you mention perhaps a decent compromise could be reached?

Neil · 24-01-2007, 18:36

Quote:

Originally Posted by shakermaker

We need to remember that there's a lot of very safe uninsured drivers aswell as the bad ones.

That post should win a no brainer award. How on earth can someone without insurance be classed as safe?
Someone without insurance should be fined twice the yearly cost that insurance for the car they are driving would have cost them and be banned for 2 years.

LancYorkYankee · 24-01-2007, 18:42

Quote:

Originally Posted by Neil

That post should win a no brainer award. How on earth can someone without insurance be classed as safe?
Someone without insurance should be fined twice the yearly cost that insurance for the car they are driving would have cost them and be banned for 2 years.

I could see an uninsured driver still being a safe driver. Maybe they can't afford those high rates? Wouldn't make them at all honest but may not affect them being safe or not. Heck, might make em safer as they would be less apt to break the law so they could go undetected eh?

Brian

Less · 24-01-2007, 18:49

Quote:

Originally Posted by LancYorkYankee

I could see an uninsured driver still being a safe driver. Maybe they can't afford those high rates? Wouldn't make them at all honest but may not affect them being safe or not. Heck, might make em safer as they would be less apt to break the law so they could go undetected eh?

Brian

Here we will have to differ, any motor vehicle on the move is a risk to anyone else in the area, the only responsible thing so far as that vehicle is concerned is for it to be legal. After that if you hit and maime/kill someone at least there should be some compensation, though I do wonder if that would be enough to cover personal guilt (as in, If only I'd done things a little differently, nagging doubts I imagine would always be with you).