Not that good a day :( - Page 2

KIPAX · 30-03-2006, 11:13

Just been informed.. Car is a write off.. which means i will get book price and a bit more and thats a lot less than the car is worth to me... i had a full service every 6 mths for the 3 yrs i had it.. it was in tip top condition and no problems...

Very expensive day out then

entwisi · 30-03-2006, 11:56

thats one of teh problems and the reason a lot of peopek 'tweak' their claim. Otherwise you end up well out of pocket for something that wasn't your fault

K.S.H · 30-03-2006, 12:01

Quote:

Originally Posted by KIPAX

Just been informed.. Car is a write off.. which means i will get book price and a bit more and thats a lot less than the car is worth to me... i had a full service every 6 mths for the 3 yrs i had it.. it was in tip top condition and no problems...

Very expensive day out then

Is it bad? sometimes you can buy it back off them for a good price and do the repair yourself, just cause its been written off doesn't mean its unsafe - its just not cost effective to repair, but the prices at the large repair centres are high especially when insurance is involved as well

KIPAX · 30-03-2006, 12:17

I asked about that.. next stage is sending all my documents in.. he said add a letter saying you want to retain it..

The car is driveable and we came back from hereford no problem.. but presumably insurance write it off so it not roadworthy/ legal ? i dont know about these things... and if i get it sorted does it effect the insurance quote next time.. as in for a car thats been a write off.

I would use as is without the fixing but i suppose that wont be legal.. maybe better in motering section this now

entwisi · 30-03-2006, 12:44

If they allow you to buy it it will be clasified as either Cat C or D (C being worse than D) Insurance companies do load policies for cars that are previous Cat C/D write offs. Also remember that effectively it's future resale value is peanuts as a HPI check will show it as a previous write off.

They are legal as long as it passes an MOT. You can use it withouut fixing as long as it doesn't have any sharp edges etc and all lights work correctly etc.

One thing that may have happened is that the boot floor may be twisted. This can affect the tracking of the rear wheels so make sure you know what you are doing if you buy it back with a view to use long term.

K.S.H · 30-03-2006, 16:30

Like Entwisi said they only have to pass an mot and not be in a dangerous condition ie sharp or jagged edges, there perfectly legal then, As an example lets say its a hatchback and the tailgate is damaged, you would be looking around £1000 plus for one of these probably more after fitting and painting, if the cars only worth about £2000 they could say its not worth spending that on a £2000 car and write it off, you buy it back and get one from a scrap yard for £100. I dont know what car it is or the value and extent of damage, don't take the figures I put personal

Not sure about the insurance but i wouldn't think so, yaeh its right about it being registered on the hpi check but if your going to keep it that won't matter and a lot of people dont check the cars out before buying them.
Have they give you a price yet? their book prices are always in their favour, the'll probably ring you with an offer, make sure you refuse the 1st one

simon · 30-03-2006, 21:07

Buy it back for £150 then get it sorted for £200, go on holiday and forget it ever happened

big al · 30-03-2006, 21:56

A write off is usually when the value of the repair is more than 75% of the cars book value. Bear in mind that most bodyshops see ££££ with insurance jobs. Try taking it to Harry Ormerod on Pilot St & ask him to assess the damage. He repaired an Ibiza for me that the insurance boys wanted to write off, well within the 75% percentage & did a damn good job so that the Insurance not only kept the car on the road but paid for the repair too. Something to be said for the old indipendent bodyshop guys!

Henry Morton · 31-03-2006, 00:06

Quote:

Originally Posted by ossyclogger

Whiplash ! What's whiplash ?

It's an Aussie TV series from the Sixties starring Peter Graves

borderman4579600 · 02-04-2006, 15:10

sounds like yuo'll be getting your new campervan sooner rather than later Mr K.